Choosing a policy for your needs

The first step in taking out a policy is to assess the extent of your property, which would be expensive to replace or reconstruct, and the potential risks. Use this list as a guide:

Buildings and other structures
Outdoor property like fences, signs or security outposts
Mobile property like automobiles
Machinery
Furniture, equipment, and supplies
Inventory
Leased equipment
Computers and other machines used for data processing
Valuable records, documents, and books
Money and securities
Intangible property like trademarks